We will manage personal information, including credit information, in an open and transparent manner. In doing so, we ensure that individuals are notified at the time of collecting their personal information: •what type of personal information is being collected; •who that personal information will be disclosed to; and •how we use that personal information. We will be responsible for dealing with any queries regarding access to or correction of personal information or any privacy related complaints. We ensure all our employees are trained at regular intervals to ensure they understand our obligations under the Privacy Act, including the Australian Privacy Principles.We periodically update our privacy policy and will provide a copy of our privacy policy free of charge on request and in a suitable format.