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Articles from Full Circle Finance
Morgan Bushell
- Aug 19, 2021
- 2 min
Lending Myths Pt.3
Lending Myths Pt.3 👾 9. Best home loan has the lowest rate 🏦 Not necessarily. Whilst a low-interest rate home loan may be able to help...
Morgan Bushell
- Aug 18, 2021
- 1 min
How to save for a deposit - FAST!
How to save for a deposit - FAST! 🔥🔥🔥 Almost everything about buying your first home is exciting. BUT, coming up with the money for a...
Morgan Bushell
- Aug 12, 2021
- 1 min
Construction Lending
If you are building your home here is the construction loan process from the bank’s point of view 🏦 When applying for a construction...
Morgan Bushell
- Aug 11, 2021
- 2 min
Home Loan Myths Explained Pt.2
Home Loan Myths Explained Pt.2 ✌🏻 5. I only need to save for a deposit 💰 Having a deposit ready for that property is just the start...
Morgan Bushell
- Aug 5, 2021
- 2 min
When to access equity
I recently got a call from a client who found a property he really liked and the only way he could get this property was to make an offer...
Morgan Bushell
- Aug 4, 2021
- 0 min
Morgan Bushell
- Aug 4, 2021
- 0 min
Morgan Bushell
- Aug 3, 2021
- 1 min
She Renovates - #136 Are you Hungry to Achieve Your Renovation Goals?
I joined CEO and head Renovator, Bernadette Janson from @the_school_of_renovating on her podcast show, She Renovates, to share my...
Morgan Bushell
- Aug 1, 2021
- 0 min
Morgan Bushell
- Aug 1, 2021
- 0 min
Morgan Bushell
- Jul 29, 2021
- 2 min
Loan Mortgage Insurance Explained
Lenders Mortgage Insurance (LMI) This is required whenever your deposit is less than 20% of your home’s value. For some people, this is a...
Morgan Bushell
- Jul 26, 2021
- 2 min
Common Lending Myths Pt.1
Like Nessie, there are property myths too 😅 When Applying for a home loan, there are a few myths...Let's bust them 🔍 1. You need a 20%...
Morgan Bushell
- Jul 25, 2021
- 1 min
Happy Birthday to our Director
Happy Birthday to Morgan! Today marks my 32nd dance around the sun and I've never been happier. Due to COVID, this will be another...
Morgan Bushell
- Jul 22, 2021
- 1 min
COVID-19 Lockdown
COVID Lockdown 🙄 Today marks 1 whole month since we started WFH due to Sydney Lockdown. Although we can't work from our city...
Morgan Bushell
- Jul 20, 2021
- 2 min
Properties that the Bank thinks are risky Pt.2
4. Small units/ Studio apartments 🏙️ Most banks prefer apartments to comprise at least 50 square metres of living space, not including...
Morgan Bushell
- Jul 19, 2021
- 2 min
Properties that the Bank thinks are risky
The Bank doesn't see property the way we do 🤔 There are several property types that are considered ‘risky’ by banks, which could...
Morgan Bushell
- Jul 19, 2021
- 2 min
Principal & Interest Vs. Interest Only
P&I vs IO:⠀ First things first…What are they 🤔🤔⠀ ⠀ P&I is where you pay down the balance of the loan + the interest over a set period...
Morgan Bushell
- Jul 11, 2021
- 0 min
Morgan Bushell
- Jun 6, 2021
- 3 min
Why I Quit My 9 To 5 Job?
Well, the past 10 years of my professional career really have sped by and this seems like a good opportunity to take stock of my journey...
Morgan Bushell
- Jun 6, 2021
- 4 min
5 Properties By 28 & What I Learnt pt.2
Continued from Part 1: IP 3 - Kingston QLD - 2015 Property Type: House with 3 bdrm, 1 bath and 2 car. Price: $215K Reno cost: $20K Reval...
Morgan Bushell
- Jun 6, 2021
- 5 min
5 Properties By 28 & What I Learnt pt.1
Hi everyone, As the title suggests, I went out and bought 5 investment properties by 28, which I can say I’m genuinely proud of. This...
Morgan Bushell
- Jun 3, 2021
- 1 min
Why is Cashflow important?
So that you aren’t trapped by your investment What is the point in investing if you’re getting held back by that investment? The whole...
Morgan Bushell
- Jun 2, 2021
- 2 min
What are some common property investing mistakes pt.2
Trying to time the market: First things first...timing the market in the scheme of things will most likely be irrelevant in the long run...
Morgan Bushell
- Jun 1, 2021
- 1 min
Why get finance for a vehicle?
Are you in the market for a new car, truck or tractor? ⠀ Now is a great time to buy one with End of financial year sales coming up!⠀ ⠀...
Morgan Bushell
- Jun 1, 2021
- 1 min
RBA Decision - June 2021
The RBA has held the cash rate at 0.10% for the month of June.⠀ ⠀ The decision was held with signs of a further lift in national house...
Morgan Bushell
- Jun 1, 2021
- 1 min
What are some common property investing mistakes pt.1
Selecting a bad property This is quite possibly the easiest way to financially hold yourself back. Selecting a property that isn’t...
Morgan Bushell
- Jun 1, 2021
- 1 min
Why is property investing a good asset class?
For starters, properties in Australia are a reasonably secure and are considered a good long-term investment. ⠀⠀ It is generally...
Morgan Bushell
- May 12, 2021
- 0 min
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